{"id":683,"date":"2015-02-12T15:23:00","date_gmt":"2015-02-12T15:23:00","guid":{"rendered":"https:\/\/hogi.edu.bi\/cibco%20insurance\/?p=683"},"modified":"2024-07-19T09:24:31","modified_gmt":"2024-07-19T09:24:31","slug":"assurance-vie","status":"publish","type":"post","link":"https:\/\/www.cibcoinsurances.com\/index.php\/2015\/02\/12\/assurance-vie\/","title":{"rendered":"ASSURANCE VIE"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Bonnes raisons de Souscrire \u00e0 l\u2019assurance vie<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"259\" height=\"194\" src=\"https:\/\/www.cibcoinsurances.com\/wp-content\/uploads\/2024\/07\/images.jpeg\" alt=\"\" class=\"wp-image-684\" style=\"width:185px;height:auto\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Optimisation financi\u00e8re, gestion souple, r\u00e9gime fiscal d&rsquo;exception. L&rsquo;assurance-vie est un excellent outil pour pr\u00e9parer sa succession. Un choix en parfait accord avec votre situation et vos besoins :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Un capital toujours disponible et \u00e0 tout moment<\/li>\n\n\n\n<li>Une souplesse in\u00e9galable<\/li>\n\n\n\n<li>Le versement de votre \u00e9pargne \u00e0 votre convenance<\/li>\n\n\n\n<li>Libre choix sur les b\u00e9n\u00e9ficiaires<\/li>\n\n\n\n<li>Possibilit\u00e9 d&rsquo;acc\u00e9der aux march\u00e9s financiers et profiter de ses performances<\/li>\n\n\n\n<li>Une fiscalit\u00e9 avantageuse<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>L\u2019ASSURANCE&nbsp; VIE DIT \u00ab\u00a0GLOBALE PROTECTION DES EMPLOY\u00c9S\u00a0\u00bb REGROUPE LES GARANTIES SUIVANTES :<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">-La pension compl\u00e9mentaire<br>-La garantie d\u00e9c\u00e8s<br>-La garantie&nbsp; invalidit\u00e9 permanente partielle ou &nbsp;&nbsp;totale&nbsp; (Accidents corporels).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La garantie invalidit\u00e9 absolue et d\u00e9finitive<br>&#8211; La garantie Assistance fun\u00e9raire<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>I.LA GARANTIE PENSION COMPL\u00c9MENTAIRE<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"194\" height=\"259\" src=\"https:\/\/www.cibcoinsurances.com\/wp-content\/uploads\/2024\/07\/erga.jpeg\" alt=\"\" class=\"wp-image-685\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Une \u00e9pargne pour les Vieux Jours.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Compl\u00e8te la pension l\u00e9gale de l&rsquo;INSS (CAS DU BURUNDI).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; La prime est fonction du&nbsp; revenu de l\u2019assur\u00e9 et de son plan de la retraite.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Option de rachat \u00e0 n\u2019importe quel moment, en cas de perte d\u2019emploi et \u00e0 partir de la 3<sup>\u00e8me<\/sup> date d\u2019anniversaire du contrat en cas de rachat volontaire.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;Payement des&nbsp; cotisations pension +Int\u00e9r\u00eats en cas de rachat ou prestation en cas de d\u00e9c\u00e8s \u00e0 l\u2019\u00e2ge de la retraite.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>LES AVANTAGES\u00a0DE LA GARANTIE PENSION COMPL\u00c9MENTAIRE<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br><\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" width=\"207\" height=\"244\" src=\"https:\/\/www.cibcoinsurances.com\/wp-content\/uploads\/2024\/07\/pension-ego.jpeg\" alt=\"\" class=\"wp-image-686\" style=\"width:135px;height:auto\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; R\u00e9mun\u00e9ration de la prime pension (prime \u00e9pargne) au taux d\u2019int\u00e9r\u00eat int\u00e9ressant et motivant.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; D\u00e9duction de l\u2019I.P.R.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Avance sur pension de 90% apr\u00e8s la 3<sup>\u00e8me<\/sup> anniversaire du contrat au taux de 10% en 36 mensualit\u00e9s.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Vous gardez les avantages du groupe m\u00eame si vous quittez le groupe.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>II.GARANTIE D\u00c9C\u00c8S<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Elle garantit le capital d\u00e9c\u00e8s suite \u00e0 la disparition pr\u00e9coce l\u2019assur\u00e9.\u00a0<\/li>\n\n\n\n<li>\u00a0M\u00eame si le d\u00e9c\u00e8s survient apr\u00e8s la premi\u00e8re cotisation.<\/li>\n\n\n\n<li>Le capital assur\u00e9 est \u00e9gal \u00e0 la cotisation mensuelle *12*10. \u00a0<\/li>\n\n\n\n<li>Couvre le d\u00e9c\u00e8s naturel ou accidentel au service ou en activit\u00e9 priv\u00e9e<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"180\" height=\"180\" src=\"https:\/\/www.cibcoinsurances.com\/wp-content\/uploads\/2024\/07\/85.jpeg\" alt=\"\" class=\"wp-image-690\" style=\"width:151px;height:auto\" srcset=\"https:\/\/www.cibcoinsurances.com\/wp-content\/uploads\/2024\/07\/85.jpeg 180w, https:\/\/www.cibcoinsurances.com\/wp-content\/uploads\/2024\/07\/85-150x150.jpeg 150w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>III.GARANTIE INVALIDIT\u00c9 PERMANENTE<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Elle garantit une indemnit\u00e9 en cas d\u2019invalidit\u00e9 permanente totale ou partielle due \u00e0 un accident.<\/li>\n\n\n\n<li>La garantie s\u2019exerce tant pour les accidents au service qu\u2019en activit\u00e9 priv\u00e9e (\u00e0 la maison, au \u00a0port,\u00a0 accident\u00a0 de roulage hors service etc.\u2026<\/li>\n\n\n\n<li>Capital invalidit\u00e9 =cotisation mensuelle*10*12\u00a0<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>IV.&nbsp; LA GARANTIE INVALIDIT\u00c9 ABSOLUE ET D\u00c9FINITIVE<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Contenu de la garantie :<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Garantit le capital \u00e9gal au capital d\u00e9c\u00e8s (ce capital est&nbsp; \u00e9gal \u00e0 la Cotisation mensuelle*10*12) en cas d\u2019invalidit\u00e9 absolue (100%) due \u00e0 une maladie. Par exemple la paralysie. &nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <strong>En cas de perte d\u2019emploi suite \u00e0 cette invalidit\u00e9<\/strong>, le capital est payable en plus du capital \u00e9pargne d\u00e9j\u00e0 constitu\u00e9 (i.e.&nbsp; pas de prime de couverture).&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>V. La garantie fra\u00eeche fun\u00e9raire<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Elle garantie un capital frais fun\u00e9raire.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour une cotisation de 2800 Fbu par mois, &nbsp;le capital frais fun\u00e9raire est de BIF 1.000.000Fbu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;Ce capital est payable en 48 heures apr\u00e8s la mort.<br><br>NB:Ces Chiffres concernent le cas du Burundi.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bonnes raisons de Souscrire \u00e0 l\u2019assurance vie Optimisation financi\u00e8re, gestion souple, r\u00e9gime fiscal d&rsquo;exception. L&rsquo;assurance-vie est un excellent outil pour pr\u00e9parer sa succession. Un choix en parfait accord avec votre situation et vos besoins : L\u2019ASSURANCE&nbsp; VIE DIT \u00ab\u00a0GLOBALE PROTECTION DES EMPLOY\u00c9S\u00a0\u00bb REGROUPE LES GARANTIES SUIVANTES : -La pension compl\u00e9mentaire-La garantie d\u00e9c\u00e8s-La garantie&nbsp; invalidit\u00e9 permanente [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":691,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-683","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-infos"],"_links":{"self":[{"href":"https:\/\/www.cibcoinsurances.com\/index.php\/wp-json\/wp\/v2\/posts\/683","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cibcoinsurances.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cibcoinsurances.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cibcoinsurances.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cibcoinsurances.com\/index.php\/wp-json\/wp\/v2\/comments?post=683"}],"version-history":[{"count":0,"href":"https:\/\/www.cibcoinsurances.com\/index.php\/wp-json\/wp\/v2\/posts\/683\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cibcoinsurances.com\/index.php\/wp-json\/wp\/v2\/media\/691"}],"wp:attachment":[{"href":"https:\/\/www.cibcoinsurances.com\/index.php\/wp-json\/wp\/v2\/media?parent=683"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cibcoinsurances.com\/index.php\/wp-json\/wp\/v2\/categories?post=683"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cibcoinsurances.com\/index.php\/wp-json\/wp\/v2\/tags?post=683"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}